GROW Wealth Advisory Group

Experience Smarter Coverage.

South Carolina's Independent Insurance Advisor — Medicare, Health, Life & Retirement Planning

With access to 150+ carriers and 17+ years serving Lowcountry families, Scott Grow helps you find the right plan — not just the easiest one to sell.

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Independent. Local. Experienced.

The Right Coverage Starts With the Right Advisor

At GROW Wealth Advisory Group — part of Cornerstone Wealth Advisory Group — Scott Grow works with individuals, families, and small businesses across Charleston, Summerville, Dorchester County, Berkeley County, Colleton County, and Beaufort County. Whether you're shopping Medicare plans in South Carolina, comparing health insurance for your family, or building a retirement income strategy, Scott brings unbiased guidance backed by access to more than 150 carriers.


Based in North Charleston and available in person throughout the Lowcountry, Scott is not a call center, a captive agent, or a national platform — he's your advisor, one client at a time.

Coverage for Every Stage of Life

Medicare Planning

Turning 65 or reviewing your current Medicare coverage? Scott walks you through Medicare Advantage, Medigap Supplement plans, and Part D prescription options — and helps you avoid costly late-enrollment penalties.

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Health Insurance

From ACA Marketplace plans to private and short-term coverage, Scott compares options across multiple carriers to find affordable health insurance for SC families — without the guesswork.

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Annuities

Fixed and fixed indexed annuities can create dependable retirement income and bring structure to your long-term financial picture. Scott helps you understand what fits your goals before you commit.

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Life Insurance

Term, Whole, Universal, and Final Expense policies — Scott matches you with life insurance in South Carolina that protects your family without overcomplicating the decision.

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Investments & Retirement Planning

Retirement planning means more than picking a policy. Scott helps pre-retirees and retirees in the Lowcountry build income strategies that last.

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Group Health Insurance

Offering benefits doesn't have to break your budget. Scott helps small business owners across South Carolina design group health plans that attract and retain good people.

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17 Years. One Advisor. Every Step.

About Scott Grow

Scott Grow is an independent insurance agent based in North Charleston, SC, and a member of the executive committee at Cornerstone Wealth Advisory Group. For more than 17 years, he has helped individuals, families, and business owners across South Carolina find plans that make sense — financially and personally. He offers in-person appointments throughout the Lowcountry and virtual meetings for clients statewide.

  • Licensed and certified with annual training across Medicare and health plan requirements

  • 17+ years serving South Carolina clients across Charleston, Dorchester, and Beaufort counties

  • In-person appointments available in North Charleston and throughout the Lowcountry

  • Independent access to 150+ carriers through Cornerstone Wealth Advisory Group

Access to 150+ Carriers Through Cornerstone Wealth Advisory Group

GROW Wealth Advisory Group is affiliated with Cornerstone Wealth Advisory Group, part of American Senior Benefits. This partnership gives Scott access to more than 150 insurance carriers and 75+ products — meaning your options are never limited by a single company relationship or sales quota.

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Your Questions, Answered

Real Answers From Real People

  • Do you only work with certain insurance companies?

    No. As an independent agency, GROW Wealth Advisory Group is not tied to any one carrier. Scott shops across 150+ carriers to find the plan that fits you — not the one that meets a quota.

  • Can you help if I'm turning 65 and new to Medicare?

    Yes. Medicare has a lot of moving parts, and the enrollment windows matter. Scott walks you through Original Medicare, Medicare Advantage, Supplement plans, and Part D options — and helps you avoid late-enrollment penalties that can follow you for years.

  • Do I have to pay for your services?

    No. Scott is compensated by insurance carriers when you enroll, which means his guidance is free to you. Because he works with 150+ carriers and holds no quotas, his only incentive is finding you the right plan.

  • Can small businesses offer health insurance affordably?

    Often, yes. Scott works with small business owners across the Lowcountry to design group health plans that balance cost and coverage — whether you have five employees or fifty.

  • Do you work with clients outside South Carolina?

    Yes. Scott serves clients statewide and is licensed to work with clients nationwide via virtual meetings and secure tools — the same personal service, regardless of location.

Ready to Compare Plans? Let's Talk.

One conversation with an independent advisor who knows the Lowcountry market can save you time, money, and a lot of second-guessing. Scott Grow offers free consultations — in person in North Charleston or virtually, wherever you are in South Carolina.